Compare Extras Cover
SERVICE FIVE STAR EXTRAS MID EXTRAS BASE EXTRAS
Physiotherapy &
Other Therapies
Physiotherapy
Exercise Physiology
Occupational Therapy
Podiatry Podiatry
Foot Orthotics
Dietician Dietician
Therapies Remedial Massage
Acupuncture
Myotherapy
Chiropractic &
Osteopathic
Chiropractic
Osteopathic
Clinical Psychology Clinical Psychology
Optical Prescription Glasses
& Contact Lenses
Ambulance
Subscription
Ambulance subscription refund
Eye Therapy &
Audiology
Eye Therapy
Hearing Test
Speech Pathology Speech Pathology
Home Nursing District Visiting Nurse
(Excludes midwifery services)
Pharmacy Non PBS prescriptions
(after standard pbs amount has been deducted)
Health Aids
& Appliances
Blood Glucose Monitor
Blood Pressure Monitor
TENS Machine
Nebuliser
CPAP (Machine only)
Hearing Aid
Braces & Splints
CAM Boot
Artificial limbs & prosthesis
Crutches, walking frame
& walking stick
Wigs
Compression Garments
Five Star Health
Management Benefits
Approved Programs
Extras Cover

With our Extras cover you’ll get great benefits on a whole range of health care services and treatments that are not covered by your hospital cover or by Medicare.

Not only will you be able to claim on your regular dental check-up, you can also claim benefits for glasses, physiotherapy and remedial massage. For the full list of services covered, along with the benefits that are payable, see our benefits tables.

There are six levels of Extras to choose from depending on the services you use and your budget. These can be taken on their own or combined with your choice of hospital cover.

COVER PRODUCT
CODE
DESCRIPTION
COMPREHENSIVE EXTRAS
Five Star Extras E1 Our most comprehensive level of extras cover includes Dental benefits and offers the highest benefits and yearly limits of our extras and dental covers. The Five Star Health Management benefit is exclusive to the Five Star Extras cover. This includes benefits for Fitness and Prevention programs including Swimming Lessons, Personal Training, Group Training and Aqua Aerobics. Health Screening tests not covered by Medicare such as Mole Mapping and Lung function testing and Weight Management and Quit Smoking programs.
Mid Extras & Dental A1D Our mid-ranged extras and dental cover combined, includes benefits for Remedial Massage, Physiotherapy, Chiropractic and Health Aids & Appliances. Gap free preventative dental is included in this cover along with the full range of dental services, all at a reasonable premium.
Base Extras & Dental AD Our base extras cover, combined with our dental cover offers lower extras benefits and limits at an affordable price, while still covering a great range of services our members use. This includes our popular mid-range dental cover.
STAND ALONE EXTRAS
Mid Extras A1 Our mid-range extras cover offering benefits for Remedial Massage, Physiotherapy, Chiropractic and Health Aids & Appliances. This a stand-alone extras cover that does not include dental cover. Mid Extras can be taken on its own or combined with dental and/or hospital cover for greater flexibility.
Base Extras A Our base extras cover offers lower benefits and limits at a lower cost whilst still covering a great range of services our members use. Base Extras can be taken out with dental and/or hospital cover, or on its own.
Dental D Our popular mid-range dental offers a full range of dental benefits, including gap free preventative dental cover. Dental can be taken out on its own or can be combined with an extras cover and/or hospital cover.
Gap free preventative dental

A popular feature of our Dental and Five Star Extras covers is Gap Free Preventative Dental.

We will pay 100% of the fee for each eligible preventative service provided by one of our agreement dentists.

The same benefit amount will be paid whether you see an agreement dentist or not. (A balance may be payable for treatment provided by a non-agreement dentist).

Regular visits to the dentist are essential for the maintenance of healthy teeth and gums. MHF and Dentists recommend that you, and your family, visit every six months to ensure overall good oral health.

Benefits apply to adults and children who have served their waiting period. All limits and benefit conditions apply to these services.

Super dental agreements

The Fund has entered into agreements with dental providers, known as super dental agreements, to limit the out of pocket expenses our members have to pay.

All dental providers receive the same benefit per service, whether they have an agreement with us or not.

Our agreement dental providers will only charge the agreed amount for the service they provide.

You still have a choice of who you receive treatment with, we do not reduce the benefits paid if you see a provider who doesn’t have an agreement with us.

We are unlike other health funds, who have preferred providers, we give you choice! Other health funds with preferred providers restrict who you can see, how much you can claim and generally pay a lower benefit for the same service to dentists who are not one of their preferred providers.

Approved Five Star Health Management Programs
FIVE STAR HEALTH MANAGEMENT BENEFITS
MHF APPROVED PROGRAMS
HEALTH SCREENINGS # FITNESS AND PREVENTION PROGRAMS IMPROVEMENT & WEIGHT MANAGEMENT PROGRAMS*
MHF BENEFIT APPROVAL REQUIRED**
Mole Mapping
Removal of sun spots
MRI, CT & PET scans
Bowel cancer test kits
Lung function tests
Swimming Lessons
Personal training programs
Group training
Quit Smoking
Nicotine replacement
Weight Watchers
Tony Ferguson
Jenny Craig
Cohens Weight Loss

# Fund Benefits not payable where a Medicare benefit is applicable
* Benefits payable for weight loss membership fees only
**An MHF benefit approval form can be downloaded here.

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