Compare Extras Cover
Extras Cover
With our Extras cover you’ll get great benefits on a whole range of health care services and treatments that are not covered by your hospital cover or by Medicare.
Not only will you be able to claim on your regular dental check-up, you can also claim benefits for glasses, physiotherapy and remedial massage. For the full list of services covered, along with the benefits that are payable, see our benefits tables.
There are six levels of Extras to choose from depending on the services you use and your budget. These can be taken on their own or combined with your choice of hospital cover.
Gap free preventative dental
A popular feature of our Dental and Five Star Extras covers is Gap Free Preventative Dental.
We will pay 100% of the fee for each eligible preventative service provided by one of our agreement dentists.
The same benefit amount will be paid whether you see an agreement dentist or not. (A balance may be payable for treatment provided by a non-agreement dentist).
Regular visits to the dentist are essential for the maintenance of healthy teeth and gums. MHF and Dentists recommend that you, and your family, visit every six months to ensure overall good oral health.
Benefits apply to adults and children who have served their waiting period. All limits and benefit conditions apply to these services.
Super dental agreements
The Fund has entered into agreements with dental providers, known as super dental agreements, to limit the out of pocket expenses our members have to pay.
All dental providers receive the same benefit per service, whether they have an agreement with us or not.
Our agreement dental providers will only charge the agreed amount for the service they provide.
You still have a choice of who you receive treatment with, we do not reduce the benefits paid if you see a provider who doesn’t have an agreement with us.
We are unlike other health funds, who have preferred providers, we give you choice! Other health funds with preferred providers restrict who you can see, how much you can claim and generally pay a lower benefit for the same service to dentists who are not one of their preferred providers.
Approved Five Star Health Management Programs
| FIVE STAR HEALTH MANAGEMENT BENEFITS |
| MHF APPROVED PROGRAMS |
| HEALTH SCREENINGS # | FITNESS AND PREVENTION PROGRAMS | IMPROVEMENT & WEIGHT MANAGEMENT PROGRAMS* |
| MHF BENEFIT APPROVAL REQUIRED** |
Mole Mapping
Removal of sun spots
MRI, CT & PET scans
Bowel cancer test kits
Lung function tests | Swimming Lessons
Personal training programs
Group training | Quit Smoking
Nicotine replacement
Weight Watchers
Tony Ferguson
Jenny Craig
Cohens Weight Loss |
# Fund Benefits not payable where a Medicare benefit is applicable
* Benefits payable for weight loss membership fees only
**An MHF benefit approval form can be downloaded here.