- Five Star
- Mid Extras
- Base Extras
- Dental
Our most comprehensive level of extras cover includes Dental benefits and offers the highest benefits
and yearly limits of our extras and dental covers.
Effective 1 October 2020
* Sub-limits apply to these services. Group benefits not payable for Occupational Therapy.
^ Health Aids and Appliances must be medically necessary and for the treatment of specific
conditions.
+ Conditions apply, sport and pregnancy related garments are excluded. Contact the Fund for
further information.
All benefits subject to waiting periods and
benefit limitation periods.
Dental Benefits
DENTAL BENEFITS TABLE |
FIVE STAR EXTRAS |
SERVICE |
BENEFIT |
SUB-LIMIT* |
FIRST YEAR MEMBERSHIP |
LIFETIME LIMIT |
CALENDAR YEAR LIMIT |
General & Major Dental |
Preventative Dental |
100% * |
|
$390 Maximum benefit payable per person |
|
$1,400 Maximum benefit payable per person once first year is completed |
|
General & Major Dental |
85% ** |
|
Inlay/Onlay, Crown & Bridge |
As per dental schedule |
1st calendar year of membership $390 |
|
|
2nd calendar year of membership $510 |
|
|
3rd calendar year of membership $570 |
|
|
4th calendar year of membership $630 |
|
|
5th calendar year of membership $690 |
|
|
6th calendar year of membership $750 |
|
Orthodontics |
50% up to $800 |
$800 Per person per calendar year |
$2,400 Per person |
* Dental 100% benefit available at super
dental providers.For more information see Gap Free Preventative Dental.
** Percentage based on MHF dental schedule
All benefits subject to waiting periods and
benefit limitation periods.
DENTAL BENEFIT TABLE |
FIVE STAR EXTRAS |
SERVICE |
BENEFIT |
Preventative Treatment |
Periodical oral examination |
$49.40 |
|
Emergency consultation |
$31.05 |
|
X-Ray |
$41.85 |
|
Scale & Clean |
$101.30 |
|
Fluoride Treatment |
$42.30 |
General & Major Dental |
Surgical Extraction |
$204.25 |
|
Filling - Adhesive one surface |
$110.75 |
|
Filling of one root canal |
$200.00 |
|
Full crown veneer |
$750 |
|
Full denture |
$1,400 |
All benefits subject to waiting periods and
benefit limitation periods.
Our mid-range extras cover offering benefits for Remedial Massage, Physiotherapy, Chiropractic and
Health Aids & Appliances.
Effective 1 October 2020
* Sub-limits apply to these services. Group benefits not payable for Occupational Therapy.
^ Health Aids and Appliances must be medically necessary and for the treatment of specific
conditions.
+ Conditions apply, sport and pregnancy related garments are excluded. Contact the Fund for
further information.
All benefits subject to waiting periods and
benefit limitation periods.
Our base extras cover offers lower benefits and limits at a lower cost whilst still covering a great
range of services our members use. Combine with Dental or take as a standalone cover.
Effective 1 October 2020
* Sub-limits apply to these services. Group benefits not payable for Occupational Therapy.
^ Health Aids and Appliances must be medically necessary and for the treatment of specific
conditions.
+ Conditions apply, sport and pregnancy related garments are excluded. Contact the Fund for
further information.
All benefits subject to waiting periods and
benefit limitation periods.
Our popular mid-range dental offers a full range of dental benefits, including gap free preventative
dental cover
Effective 1 October 2020
Mildura Health Fund pay set benefits for individual dental services. Some services have claiming
limitations as per the Australian Dental Association schedule. These limitations can vary depending on
service provided and can mean that in some cases benefits are not payable.
If you are planning extensive treatment, ask your dentist for the item numbers and costs, and then
contact us for a quote. The maximum benefit allowed for any service listed in the Mildura Health Fund
Dental Benefit Schedule is the benefit prescribed. Benefits are only paid for services rendered by a
registered dentist in private practice.
Benefits are not payable in respect of any cosmetic dental treatment. No Fund benefit will be payable for
dental treatment that is subject to reimbursement by Medicare.
DENTAL BENEFIT TABLE |
DENTAL |
SERVICE |
BENEFIT |
SUB-LIMIT* |
FIRST YEAR MEMBERSHIP |
LIFETIME LIMIT |
CALENDAR YEAR LIMIT |
General & Major Dental |
Preventative Dental |
100% * |
|
$350 Maximum benefit payable per person |
|
$1,000 Maximum benefit payable per person once first year is completed |
|
General & Major Dental |
70% ** |
|
Inlay/Onlay, Crown & Bridge |
As per dental schedule |
1st calendar year of membership $350 |
|
|
2nd calendar year of membership $450 |
|
|
3rd calendar year of membership $500 |
|
|
4th calendar year of membership $550 |
|
|
5th calendar year of membership $600 |
|
|
6th calendar year of membership $650 |
|
Orthodontics |
50% up to $600 |
$600 Per person per calendar year |
$1,500 Per person |
* Dental 100% benefit available at super
dental providers.For more information see Gap Free Preventative Dental.
** Percentage based on MHF dental schedule
All benefits subject to waiting periods and
benefit limitation periods.
DENTAL BENEFIT TABLE |
DENTAL EXTRAS |
SERVICE |
BENEFIT |
Preventative Treatment |
Periodical oral examination |
$49.40 |
|
Emergency consultation |
$31.05 |
|
X-Ray |
$41.85 |
|
Scale & Clean |
$101.30 |
|
Fluoride Treatment |
$42.30 |
General & Major Dental |
Surgical Extraction |
$168.40 |
|
Filling - Adhesive one surface |
$91.30 |
|
Filling of one root canal |
$164.90 |
|
Full crown veneer |
$650 |
|
Full denture |
$1,000 |
All benefits subject to waiting periods and
benefit limitation periods.