Why have Private Health Insurance?

Why have Private Health Insurance?

• Peace of mind

  - You get health care options and benefits not available in the public health care system.

• Own choice of doctor

  - Private hospital cover generally lets you choose your own doctor.

• Choice where you are treated

  - decide whether you stay in a public or private hospital.

• Avoid public hospital waiting times

  - if you are a private patient, you can choose when you are treated.

• Gap Medical benefits

  - Payable on doctor’s services rendered whilst you are an inpatient in a public or private hospital when you have hospital cover.

• You can lock in your Lifetime Health Cover entry age

  - Avoid paying higher hospital cover premiums by joining at a younger age.

• Avoid the Medicare Levy Surcharge

  - By joining hospital cover, higher income earners can avoid the surcharge.

• You can claim on services not covered by Medicare

  - Benefits include dental treatment, glasses, physiotherapy and health aids and Appliances, and many more.

• On the spot claiming if you hold extras cover

  - Use your Mildura Health Fund membership card at over 100,000 participating providers nationally!

• Gap free preventative dental cover

  - Available on our Dental and Five Star Extras covers.